How to do Real Estate Marketing?

Be it a fresher to the real estate sector or a seasoned pro you need to always improve your marketing initiatives. Work smarter seems to be the success mantra in this field. There’re always things you can do to improve your marketing initiatives. It is in your best interest to maximize every opportunity. After all, your success as a real estate agent is dictated by your ability to market effectively. Creating a marketing plan certainly helps & here’re some great ideas to kick start your marketing campaign.

Identify and Focus

Bowing to the pressure of cut-throat competition in this line of work many real estate agents fall into the trap of working to expand their territory without considering the actual customer base they are servicing. Trying for most profitable customer positions and creating a marketing plan tailored specifically to these people is sure to improve your marketing efforts significantly!

The best way to attract new business is to focus on drawing in prospects in the area where you are already known. By spreading yourself thin expanding your territory you are left stuck competing with real estate agents who are well-established in other territories and the results are usually dreary at best. Successful real estate agents know that this is often counter -productive.

Plan to dominate

Success is the ultimate aim of every real estate agent! Sad to say, many real estate agents enter a new market looking for just a small piece of market share. To be truly successful, you need to plan to dominate your market.

Go for in depth study and try to get a strong grasp on your market & the target customer base. This

allows you to create business when other real estate agents are sitting idle. You need to take a “no holds barred” approach to marketing your real estate business!

Go in with a clear plan for growth!

Without a clear plan for growth, you are not likely to expand your business at all! Assign a day each week for applying new marketing strategies or searching for new opportunities that are easily missed due to your hectic schedule.  Set aside time to implement these ideas and look for ways to improve your current marketing strategies & adopt new ones that provide a significant return on investment.

Create a strong web presence!

Don’t miss out on one of the single largest marketing opportunities available to you. It is inevitable that to be truly successful in this competitive business you need to create a strong web presence instead of the simple and forgettable designs that most builders or real estate agents rely on.This goes a long way towards improving your marketing strategies!

Hiring a professional web designer to create a website that stands a cut above the rest is worth the investment as it explains to customers the benefits of working with you specifically, and provides an easy way for prospects to contact you.

The properties aspect!

Marketing for commercial & residential spaces is totally different! Residential clients may be more interested in quiet, calm neighborhoods close to schools, or in more private or secluded locations. High-density residential clientele are looking for apartments, condominiums and high-rises with premium amenities & space, highlighting these aspects can appeal more to these customers. Commercial units like retail spaces and offices being spaces that will hold a person’s livelihood often get recognition for their location convenience & spaciousness.

 Stop Cold Calling…

Cold calling is a faulty marketing approach! Prospecting for new clients via cold sales leads is very frustrating and leads to many real estate agents burning out well before they have reached their potential in this business. Focus on creating prospects to call you instead. That gives you more time to focus on growing your business while you wait for potential sales to walk through the door.

Being famous is not everything!

It is not all about getting your name out there but a focus on deals that generate revenue for you and your business! Your success driven marketing strategy should be all encompassing.The sooner you change your mindset and start thinking more realistically, the more successful your real estate business becomes.

Once you get this thing going your business can sail to new heights extremely quickly. You are the only one accountable for your success– so why not take control now!

How to find a good real estate agent?

Find a good real estate agent

New to the real estate business? Buying or selling a property is a difficult job, add to it an incompetent real estate agent – Nothing but a disaster in waiting!

An experienced professional who will listen to you, conduct business in an ethical manner and knows your market can come close to being perfect for you. But finding someone like that is a big challenge! There are many things you can do to accurately assess a real estate agent’s past performance and potential success with your property. Even if you are a buyer or the seller, you should find out more about your agent before you hire.

What to look for in an agent?

A clear interest in meeting your needs should be the first priority of the ideal realtor. They should have the ability to meet your actual requirements & not impose their own. Positive word or mouth and references from previous clients can help you a lot in selecting the right realtor. He should have a thorough knowledge of the area in which you’re selling or buying your property & the price bracket you’re likely to sell in. He should also have a commitment to frank, realistic opinion about the market and your situation.

Here we’ll discuss the ways to go about looking for an agent and what to look out for before signing a listing contract.

1. Do some research!

Ask your friends and/or family members if they’ve recently sold or purchased a home or if they have any agent to recommend. With this approach you can make sure someone whom you trust has already had the opportunity to see the agent in action. Ask agents to provide a list of what they’ve listed and sold in the past year, with contact information of clients. It helps to call up these clients and get a report of the agent. Also if you’re the seller, ask if these past properties are similar to yours in price, location and other salient features.

Search Online for Agent Listings

Google the top real estate companies in your area, check through those websites and look up profiles of individual agents at offices near you. Explore their website, blog and any reviews or recommendations from clients.

See how the agent’s listings show up in searches. All listings from small to big should have professional photos while listing in today’s market – The first sign of a professional real estate agent who understands today’s market!

Check out the experience

Ask around! You can often find out how long the agent has been selling real estate. You should also look for someone who is actively engaged in a particular area and price range. Make sure the agent has closed many properties and has worked a few years at least – the more closings, the more experience!

See for yourself how respected is the brokerage/agent.  You may want an agent who will network and work cooperatively with people. Seasoned agents tend to do exactly this and have good working relationships which tend to transform into good transactions!

A Web Savvy agent

A real estate agent in today’s world must be web savvy. Most research on properties is nowadays done online.  Great agents have moved with the times and use mobile technology to their advantage.

Interview several agents

It’s best to interview several agents before deciding on one to buy or sell your property.  Remember though, they may try to sell you a dream partnership. Make sure you want hire a realistic real estate agent. Don’t sign a buyers’ agreement form before looking at a property.

Here’re some questions to ask your realtor:

• How long have you been in business? How many deals did you close last year?
• Can you explain the buying or selling process?
• What neighborhoods do you specialize in?
• What price range do you usually work in?
• Can you provide me with a list of references?
• How to reach you if I have found a property to buy?
• How often should I expect to hear from you while I am looking for a property?
• Will you be able to give me advice about how to increase the value of my property?

Which is the best location for your flats in Kochi?

Many people who are looking for flats in Kochi will be facing a problem of where to begin from? Selecting your builder itself will be a big problem since there are lot of builders in kochi offering flats and apartments at key locations. So before landing on final selection of your dream home make sure you have cross checked each and every factors associated with it.

Most of them begin their search through different local real estate agents and various on line portals which give details and contacts on both under construction and ready to occupy flats in Kochi. Before you actually start your search be sure of certain points

Confirm the type of your property –

Be sure about what you are preferring, a villa,apartment or flat

Number of rooms you will need –

Understand your demands and ensure how many rooms you will need in your home. While taking a decision do think ahead about future demands when your family will develop

Which is the best location for your flat in Kochi?

Flats and apartments are available at all major locations in kochi both inside and outside the city limits. What you should consider should be your preferred location for easy access to working space and places you will need to visit frequently.

Have you any must of specific amenities?

Be sure about if you want your flat with some specific amenities like a kitchen with every convenience; a school with excellent facilities something like that.

Even after keeping all these demands its always better to be open minded. Being flexible in your search will give you lot of options to choose from a long list of flats in kochi since there are a wide variety of projects offering unique amenities. Broad minded searches by keep a priority list in mind will help you to finalize a property which actually meet your demands and stay inside your budget.

Bringing your personality into your apartment interiors

When it comes to decorating a luxury apartment, there are many constraints a homeowner must keep in mind. You want your apartment to stand out from the rest — to be a classy representation of who you are as a unique individual. There’s a certain art to pairing diverse pieces in a conventional living room, allowing your apartment to be a comfortable breathing space for you to live in but also an exciting place for friends to visit. The next are three thoughts you can make use of while you go to decorate your apartment with exclusive but stylish decor stuff.

1. Surprise with a coffee table : Let’s face it. Someone with sufficient space for a coffee table expects it to be a place for guests to look. With grand coffee table books, the right showpiece and a great design, you can’t go in the wrong. But as a substitute of letting those pieces characterize your room, surprise your guests with a coffee table chat starter. Do somewhat different to amaze and surprise like making a surfboard into a place to center around.

2. Make brighter up with a door : All it takes every so often while decorating your apartment is using colors precise. Permit the door to be the star of the show by painting it a bright color that complements the rest of the decor. By using plum, red, yellow or a navy blue are great choices for making your apartment attractive.

3. Gather unique pieces :  Making your apartment exclusive with unique pieces of art or variety antiques makes for a unique feeling. Consider picking up a unique knick knack, or a stunning statue, from the many different places you take a trip to. These pieces make immense additions when you are decorating your apartment, and will also be a stable memento of the wonderful memories you have had on your travels. Whatever thing that proves you are worldly will add a feel of class to your apartment, but still offer it a exclusive, personal feel.

It is not always effortless to decorate your residence with not only style and flair but also freshness. These three simple tips are a great way for you to integrate your own personality into the interior design of your apartment, while still maintaining the class and elegance that is necessary when you live in a luxury apartment. Not at all be afraid to try something new when it comes to interior design — it’s always essential to have that perfect conversation piece when a guest enters your home.

Which is the best location for your flats in Kochi?

Many people who are looking for flats in Kochi will be facing a problem of where to begin from? Selecting your builder itself will be a big problem since there are lot of builders in Kochi offering flats and apartments at key locations. So before landing on final selection of your dream home make sure you have cross checked each and every factors associated with it.

Most of them begin their search through different local real estate agents and various on line portals which give details and contacts on both under construction and ready to occupy flats in Kochi. Before you actually start your search be sure of certain points

Confirm the type of your property -

Be sure about what you are preferring, a villa,apartment or flat

Number of rooms you will need -

Understand your demands and ensure how many rooms you will need in your home. While taking a decision do think ahead about future demands when your family will develop

Which is the best location for your flat in Kochi?

Flats and apartments are available at all major locations in kochi both inside and outside the city limits. What you should consider should be your preferred location for easy access to working space and places you will need to visit frequently.

Have you any must of specific amenities?

Be sure about if you want your flat with some specific amenities like a kitchen with every convenience; a school with excellent facilities something like that.

Even after keeping all these demands its always better to be open minded. Being flexible in your search will give you lot of options to choose from a long list of flats in Kochi since there are a wide variety of projects offering unique amenities. Broad minded searches by keep a priority list in mind will help you to finalize a property which actually meet your demands and stay inside your budget.

Planning to rent an apartment in kochi?

Renter-owner issues certainly have a long time history, whether for a house, villas, flats or apartments. The renter owner relation makes one’s life a pleasant experience or a living hell. We have seen lot of people opting to rent their flats or apartments in kochi and other cities. Let’s discuss some quick tips to avoid these issues and maintain a good relation between the renter and owner.

Renting an apartment or flat is a business kind of process and it should be treated like that. Get everything in writing and this will reduce future confusions. The agreement signed by both parties should contain all necessary terms and conditions and make sure you have them with the help of a professional.

It won’t be easy to have a negotiation on the rental amount but still you can ask for that. Even if the landlord is not willing to adjust on the actual rent amount he definitely will be negotiable on additional payments like that for extra parking space, usage of certain furniture etc.

Might sound funny but do take some photographs of the apartment and this will help you in dealing with damage issues in future. Photos will be handy to show how things looked before you started using it. If any damage kind of issues in the apartment is to be fixed make sure it’s done before you sign in the agreement.

You may be curious about the living atmosphere in your new flat or apartment, don’t hesitate to ask those who already live in the same flat, your possible future neighbors. Ask them about the overall experience they had and few other things special about the apartment.

Whether you are a renter or owner, know your rights. Do a small research about your legal aid options to know the what the laws offer for the rental procedure. Laws may be different on different cities and be sure about yours. If you are planning to rent in kochi, try getting some details of the laws that are related to renting houses or apartments in kochi.

We have a lot of people renting their Asset Homes apartments in Kochi and we are happy to watch them being friendly to each other. Never break your agreement and once you did you are causing problem for both. Be honest and be truthful to each other and this will help both renter and owner to build a good trust and relation in between. This is a big factor which help making community living of asset flats and apartments in kochi even better.

TAGS: apartments, Flats, Flats In Cochin

Best Flats In Trivandrum - Preview Of Asset Homes

Asset Homes is one of the best builders of flats in Trivandrum has many successful projects like Asset Palace Winds,Asset Signature Phase 1 and
Asset Signature Phase 2 to its credit. Asset make sure that the customers get enough discounts on the available projects in Trivandrum.
The ongoing projects from Asset Homes include:

Asset Hillcrest at Vattiyoorkavu, Trivandrum

Asset Hillcrest Volga draws up a magnificent elevationof 14 floor rises with 60 apartments in them.
The luxurious apartments are offered in 2, 3 and 4 BHK sizes.
Get delighted by the elegant life of upper crest luxury.
The Asset Hillcrest at Vattiyoorkavu opens up a seamless view of the future of residential life in the capital city.
Located just about 7 kms from the city's centre, the place offers the right platform for living a peaceful life, in its locality.
The growing city has already left its foot prints at this town too.
For selective investors here is the opportunity to grab a right location to live and invest in.
Be led by the vision of a impressive future.

Asset Orchestra at Kazhakuttam, Trivandrum

Asset Orchestra has 206 units spread across two towers with 2, 3, 4 & Twin apartment options.
The contemporaneous elevation, the kid-friendly design and its profusion of amenities make life most enjoyable here.
Come, own the most perfect piece of life from the most preferred craftsman!
Asset Orchestra is situated right on the NH 47 in close proximity to the Technopark and other convenient points of Trivandrum.
Access anything and everything staying that the hub of convenience.
Supermarkets, hospitals, schools, places of worship are all within your reach now.
Leverage perfect access to anywhere and everywhere, staying right here at Asset Orchestra., the perfect place to live!

Asset Lineage at Sasthamangalam, Trivandrum

Asset Lineage is magnificently spread over B+G+14 floors with 51 units of finest living spaces that are fully equipped to give you a class-apart identity.
Thoughtfully planned and aesthetically designed, every home has been developed to suit individual requirements and to relive the verve and noble tradition of this vertical-community rooted in Trivandrum's royal lineage.
All roads lead to Asset Lineage, Sasthamangalam, the royal hub of Trivandrum, from where you can work, relax and socialize with utmost ease and security.
Conveniently located at Sasthamangalam, the elite residential area of lingering serenity and refreshing greenery, Asset Lineage is splendidly close to all the action of the city.
Easy connection to all major arterial roads brings the city, IT hubs and Beaches within comfortable reach.

5 Steps To Follow Before Renting Out Flats and Apartments In Kerala.

Renting your flat or apartment in Kerala is a difficult task after considering the burden it can cause if the agreement ends up in wrong hands. It can became a big migraine to the flat or apartment owner. Due to the real estate boom in Kerala people with more than one flat or apartment is rent out their
additional properties. But before renting out properties to the customers one should give importance to the following steps in order to avoid fraud in this field.

1 Setting amount of the rent.

Fixing the rent amount is a very hard task. Before fixing the amount one had to look the rent amount of other flats and apartments in the locality with almost same facilities. The basic things that decide the rent are the capital value,luxuries offered,locality and demand.

2 Advertisement and promotions.

E publicity like posting about the vacancy in online portals can make a huge difference than the oral promotion and putting the to let board on the property. Online advertisements and promotions can reach up to thousands of customers which will ultimately lead to a positive result.

3 Cross checking the background details of the tenant.

Police verification is done in some parts of Kerala before entering into an agreement with the tenant.The tenants also have to submit identification card along with the recent photograph before the agreement.

4 Making a rent/lease agreement.

The lease/rent agreement is an authorized document that attach the tenants and the property owner to come into common conclusions.This is the most significant during the process of the discussion between the two.The document explains about the measurements and precise details of the property including installations,fittings, furniture and the rent amount.Extra terms and conditions can also be included in the agreement regarding rent installment details and penalty statements for delaying the installment and misuse to the property.

5 Agreement registration.

During the process of making up the rent agreement ,the most difficult task is getting the agreement registered.The agreement duration will be over 11 months.By following the above procedures you can make sure that you have faithful tenants who will not delay the rent and look after your home well.

13 Salient Steps To Register Your Land In Kerala.

The real estate business in Kerala is booming and so is many frauds and people are finding it hard to understand how the whole process of registering or owning a property is. Studies have shown that there are many flats & apartments projects launched in the capital city, Trivandrum, but the sale had effected by a small margin due to the increase of frauds, or rather less clarity on the whole process.

1 Property identification.

The main step before purchasing a property is the identifying the correct property on the basis of
location and range of the budget. After that negotiate the cost of the property, payment mode and terms with the seller of
the property.

2 Legal  perspective.

After finalizing terms with seller it is very important to meet a lawyer. This will the buyer to obtain a legal title report for the property.
The buyer can conduct research on property documents with the help of a lawyer in order to check everything is in proper
order.It takes about 3 to 5 days to prepare and submit title report.

3 Getting encumbrance certificate.

The encumbrance certificate is a very important as it proves that the property is free from loans,  leases, unpaid debts, etc.
The encumbrance certificate is issued by the Sub-Registrar’s office after verification of the relevant property documents.
 The buyer has to get the encumbrance certificate (for a period of at least 30 years) before getting into an agreement for the sale with the seller.

4 Verification of the revenue records.

The changed title of the property is recorded in the revenue records as mutation of property.The mutation is recorded in the Municipal records for property tax payment purposes,
and it does not refer to the legal title of the person to whom the property has been mutated.
The buyer have to submit an application containing the relevant information on plain paper, along with a non-judicial stamp of relevant value to the Tahasildar of the area.

5 Agreement signing.

The agreement is a written document between seller and buyer in the presence of a witness.The seller sells and buyer buys
it under the recorded terms and conditions.The conditions include value of property, property extension, documentation period,amount paid as advance, possession certificate etc.

6 Registering the agreement

The agreement is registered at Sub-Registrar’s office which in turn reflects in the Sub-Registrar’s records,and thus
the future buyer can easily find the valid agreement.

7 Take Stamp Paper in Buyer's name and pay the stamp duty.

The stamp paper can be purchased from state treasury or stamp paper vendor depending upon the value of the stamp.The value of the stamp
varies based on the purchase price.

8 Deciding fair value of land.

The actual sale value of the property determines the stamp duty of the property.The sale value cannot be lower than the
fair value of land which is determined by the government.

9 Getting sale deed.

The sale deed has to be issued by a recommended professional to make it defect free and does not make any future
complications.

10 Registering the land in Registrar's Office.

The land has to be registered in the concerned Sub Registrar's office concerned.The registration must be done within the time frame as in the sales agreement.
2% of the cost of the land will be charged as registration fees, irrespective of the property’s location.

11 Receiving documents after registration.

After the completion of the registration the office will provide a receipt.The buyer can collect the document from the registration office after a few weeks.

12 Changing title of the property.

The title of the property can be changed after submitting an application form in the village office.This process is done
to change the revenue record of the property from seller's name to buyer's name.This process is known as 'Pokkuvaravu'
in Malayalam.

13 Paying property tax and getting tax receipts.

Pay the desired tax in buyer's name in corresponding village office after the mutation of the property.

Advantages and Disadvantages of Buying Pre-Owned Flats and Apartments in Kerala.

Buying an apartment or flat in Kerala is a very tough decision to make. The choices is humongous and to pick one out seems to be very difficult as this a big investment from the buyer's part.

Advantages.

Economical price of the property.

The main point of interest for the customers is the cheap price of these properties compared to the developer's price, being a second hand property.In some cases the seller is forced to sell the properties at low prices due to the need of quick money even though some loss is occurred on the side of seller.

Waiting period.

 One can buy a second hand property in matter of months when compared to flats and apartments that is under construction.One will have not wait for a long time to move to newly owned property and one will not have to pay the rent and EMI simultaneously.

Minimal risk

The risk of a second  hand flats or apartments is very less compared to the properties that is under construction since there is no risk of project being delayed or nor getting completed at all.A second hand property does not have these type of risks as the property is already completed,or it is almost nearer to the completion.

Amenities

The amenities in these pre-owned flats or apartments will be up to the market standard as the seller have already constructed the project.The interiors, wood furnishings, cupboards and some appliances are already in place for the new owner.

Disadvantages

Payment of the cash

The sellers of the properties demand solid cash in most cases in order to avoid the capital gains tax.This is actually an illegal way of doing as it is hidden from the books and the amount cannot be accounted for through a home loan.

Time period of the payment.

In the case of second hand property be it flat or apartment one has to pay the entire cost within a short period.
But in the case of a new project one does not need to pay the entire money within a short period.

Uncertainty of the project.

If the residential property is fairly new, there is a high risk attached to it. There is no guarantee that the developer will deliver all the amenities that were promised to the first buyer. There is also a big chance that the project may get stuck in the final stages.

Huge maintenance cost.

The maintenance cost for an older building will be very high compared to a newly constructed one.In the case of a second hand property there may be chance for repairs and many hidden facts that may come into existence only after the purchase of the property.

Real Estate Market In Cochin - Trends and Observations.

The real estate trend in Cochin is moving at a fast rate since the government is introducing several new schemes that helps the real estate market in Kerala,especially Cochin.
Despite people choosing Cochin for real estate investment due to the fast urbanization and future prospects like Kochi metro and so many other facilities the people think that Kochi is the best place to settle down.

The real estate boom had first occurred in Cochin since then the phenomenon is moving to other parts of Kerala also. Kochi also known as Cochin being a real estate hub spot is attracting people all over India to make real estate investment.The flats and apartments constructed at important locations like Vyttila, Edapally and Kakkanad have changed the total look of the Cochin city.

The prices of the properties that costs couple of lakhs ten or fifteen years back is now changed to crores. Even though there is massive increase in price ,there are many buyers who are ready to invest. 

Reputed builders like Asset Homes are constructing number of residential and commercial projects in order to meet the needs of the potential buyers.The potential buyers are ready to spend huge amount on properties expecting the higher demand of investments in return.

NRI's can easily afford flats in Cochin.The potential buyers are being attracted due to the new designs and facilities provided by the builders.

Buying and selling of properties have become easier than ever with the increased financial support offered by the government and other financial institutions and services from real estate brokers.The boom in Cochin real estate market will continue in the coming years with upcoming investments in Kochi Metro Rail Project and Mono Rail Project and better Government policies and schemes.

5 key steps to acquire encumbrance certificate in Kerala.

The capital city, Trivandrum, is reported to be one of the highest property, say flats/apartments, residential space or land, dealing city in Kerala. Followed by Kochi, Calicut, Thrissur and goes on. Dealing a property is a process which needs keen eye and well researched knowledge. A beginner or someone who is doing for the first time will find it very difficult to understand the whole process, can might get into troubles.
Today let's look into the process of acquiring encumbrance certificate. Basically this is a certificate that shows that the property dealt is free of any monetary & legal liabilities. So, let's look into to ways to acquire the certificate.

Step 1: Obtain details of the corresponding property.

In order to apply for encumbrance certificate one need to know the survey number and name of the owner.So find out these details first.

Step 2: Request for encumbrance certificate.

The form for encumbrance certificate needs to be filled out with the following mandatory fields.
a, name of the property owner.
b,
 survey number.
c, description of the property.
d, duration for which encumbrance certificate is requested.
The request is done through Form 22 to the Tehsildar with a Rs. 2/- non -judicial stamp.The applicant also have to give additional details such as complete residential address with address proof and also have to mention the reason for which encumbrance certificate is required.
The request is needed to be submitted at the sub-registrar's office.


Step 3: Fees for the request.

The applicant has to remit the fees in the office of the sub registrar to get the request processed.The fees is collected yearly  with even a fraction of the year being considered as a full year. For the purpose of encumbrance certificate, the year starts on April 1st and ends on March 31st .

Step 4: Issuance of the encumbrance certificate.

The reports from the the taluk is checked by the tehsildar and he checks whether there is any entry rekated with property/owner that is under question. The encumbrance certificate is issued within 15 to 30 days if there is no entry which is under question.

The EC is issued on Form No. 15 or Form No. 16 based on whether any encumbrance is produced on property or not. If there is no encumbrance on the property during the specified time period, then Form No. 16 will be issued with nil encumbrances.

On the other hand, if there is any charge against the property for the specified time period, then Form No. 15 will be issued. Form No. 15 will also include relevant details such as, the nature of the charges produced, documents of the property registered, amount secured, registration details, references, etc. that have been registered and recorded in Book-I by the registration authorities for the time period for which the EC was requested.
The officer completes the verification of the EC and generates a print out which specifies all the transactions made during the specified period.

Step 5: Validate the encumbrance certificate.

Verify that the encumbrance certificate has been signed and stamped with official seal.Also cross-check the survey number and other details related to the property with details mentioned in the request.

Step 6: Restrictions of encumbrance certificate.

The encumbrance certificate have some restrictions.This certificate cannot be considered as the only evidence to check encumbrance of the property.
Some transactions related to immovable properties and other small transactions are not included in the encumbrance certificate since these details are not not needed to get registered under the Registration Act,1908.

Information of equitable mortgage, where a mortgage is taken by depositing the original title deeds of the property with a bank, are not registered at the registrar’s office, and will therefore not reflect in the encumbrance certificate. The same is the case for testamentary documents or leases for a period lesser than a year.

Other transactions like family arrangements, prior unregistered agreements, tax liabilities,  oral tenancy, unregistered wills, and other miscellaneous agreements do not need to be registered, and will not be present in the encumbrance certificate.

The encumbrance certificate certainly cannot be discarded during a real estate deal, but it’s best to not rely on that alone. We hope this article has clearly outlined the steps you need to follow to acquire an encumbrance certificate in Kerala.